Fixed Deposit is available with various tenures which the members can choose as per their requirement. Attractive interest rates are offered based on the tenure of the Fixed Deposit.

Rate of Interest for Fixed Deposit (W.E.F 01/04/2018)
PERIOD (IN MONTHS) INTEREST RATE (IN % PER ANNUM)
9 months 7.50
12 months 8.00
24 months 8.50
36 months 9.00
48 months 9.50
60 months 10.00

Additional Special Interest Rates*

0.50% additional interest for senior citizens (members above 60 years age) on Fixed Deposits


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Terms & Conditions for Fixed Deposit

1) Deposit amount should be multiples of Rs.100/-.
2) Minimum deposit amount of FD Eligible for 10% Per annum is 50,000/- and the period of deposit should be 60 months and above.
3) Only Members are eligible to avail the deposit benefits.
4) 0.50% additional interest for senior citizens (members above 60 years age) on Fixed Deposits




FAQs

A Fixed Deposit is available for various tenures like 9 months, 1 year, 2 years, 3 years, 4 years and a maximum tenure of 5 years.

The minimum amount of investment is Rs. 1,000 for Fixed Deposit and after that, one can invest in multiples of Rs. 100 in this product.

Yes! terms and conditions applied

Yes! A special benefit of 0.50% for senior citizens on basic rate of interest are applicable.